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Unlike term insurance policies, whole of life is designed to remain in force throughout the life of the insured assuming the premiums are maintained.
The policy will not usually acquire any cash-in value at any time.
The benefit of this type of policy is in the value for money available taking out a policy at a younger age that will last for the whole of your life irrespective of changes to your state of health throughout the term.
Premiums can be Guaranteed and reviewable.
There are essentially two types of premium with term insurance. Guaranteed, meaning the premium is guaranteed to remain at the same level throughout the term of the policy and reviewable. The latter allows the insurer to review the premiums in future years, usually every 5 years in line with their own claims experience and potentially increase the premiums in return for a lower initial premium.
We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our employees, financial institutions who can assist in the provision of financial services and Tenet* as they are responsible for the services we provide to our clients and have a legal obligation to monitor our compliance.
For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.
Email communications are not secure and for this reason Enduralife cannot guarantee the security of the email, its content or that it remains virus free once sent.
* Tenet means Tenet Group Limited, Tenet Limited, TenetConnect Limited, Tenet Connect Services Limited, TenetLime Limited, its associated companies.
We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our employees, financial institutions who can assist in the provision of financial services and Tenet* as they are responsible for the services we provide to our clients and have a legal obligation to monitor our compliance.
For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.
Email communications are not secure and for this reason Enduralife cannot guarantee the security of the email, its content or that it remains virus free once sent.
* Tenet means Tenet Group Limited, Tenet Limited, TenetConnect Limited, Tenet Connect Services Limited, TenetLime Limited, its associated companies.