Trusts are used with life insurance to ensure that the money goes to the right person at the right time. Without a trust the policy proceeds will be paid to the estate of the deceased, however, this could create additional inheritance tax liabilities and more importantly prevent the money from being paid out quickly especially if there is no Will in place. Without a Will the estate of the deceased will be subject to intestacy and may require any tax liability to be paid before the estate can be released.

By placing the policy in trust the policyholder is essentially giving the proceeds to trust on death which is then outside of the deceased persons estate and under the guidance of the trustees ensures that the policy proceeds are paid immediately to the nominated beneficiaries.

At Enduralife we offer a free trust service via our partner, Zen generational wealth. The experts at Zen will discuss any estate planning needs the policyholder may have and if appropriate will establish the correct trust.


Callback Form

We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our employees, financial institutions who can assist in the provision of financial services and Tenet* as they are responsible for the services we provide to our clients and have a legal obligation to monitor our compliance.

For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.

Email communications are not secure and for this reason Enduralife cannot guarantee the security of the email, its content or that it remains virus free once sent.

* Tenet means Tenet Group Limited, Tenet Limited, TenetConnect Limited, Tenet Connect Services Limited, TenetLime Limited, its associated companies.