Critical Illness

Critical Illness Cover (CIC)

CIC will provide a tax-free lump sum payment on diagnosis of one of a range of specified illnesses.  This is designed to help meet the extra costs that someone may incur if they are diagnosed with a serious illness.  These payments do not need to be repaid if you subsequently recover.  The illnesses covered vary between providers but typically include:

  • most forms of cancer
  • heart attack
  • stroke
  • coronary artery disease requiring surgery
  • major organ transplant
  • multiple sclerosis
  • kidney failure

Some policies also pay out for:

  • paralysis
  • blindness
  • loss of limbs
  • many other serious illnesses

Critical illness plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document if you go ahead with a plan.

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* Tenet means Tenet Group Limited, Tenet Limited, TenetConnect Limited, Tenet Connect Services Limited, TenetLime Limited, its associated companies.