Critical Illness Cover (CIC)

CIC will provide a tax-free lump sum payment on diagnosis of one of a range of specified illnesses.  This is designed to help meet the extra costs that someone may incur if they are diagnosed with a serious illness.  These payments do not need to be repaid if you subsequently recover.  The illnesses covered vary between providers but typically include:

  • most forms of cancer
  • heart attack
  • stroke
  • coronary artery disease requiring surgery
  • major organ transplant
  • multiple sclerosis
  • kidney failure 

Some policies also pay out for

  • paralysis
  • blindness
  • loss of limbs
  • many other serious illnesses 

Critical illness plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document if you go ahead with a plan.


Protection Products...  pure and simple

Enduralife is determined to always give access to products from a selection of market leading providers, in plain English, to people who want to ensure they make the right financial decisions at the right times and at the right cost. It's simple!